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Tim Salway

07 3720 1085
0413 748 666

Fax    07 3720 1073

 

 
 
 
Australian Credit License No 384670

    

Home Loan Specialists.   There is no fee for our service.   Most suitable loan for you  -  free of charge.  There is no fee for our service.  Ring us today, obligation free.

We are Home Loan Specialists and we do all the hard work of finding the MOST SUITABLE loan for you FREE of charge.

  • A wide range of lenders to choose from.
  • Mortgage reduction strategies to pay off you loan more quickly.

We pride ourselves on highly experienced staff  with a drive to ensure client satisfaction.

We specialize in -

 

Whether you want to invest or refinance, buy your first home or ensure your current home loan is still the right one for you, we can help. 

To start the ball rolling, why not complete the information gathering sheet and fax or email back to us now!

 

Home loan fact sheets

From 1 January 2012 lending institutions must provide home loan fact sheets on request.

  • Home loan fact sheets provide a standardized layout of information for a loan you are considering.
  • Because lenders will provide you with information in the same way, it is easier to shop around and compare loans.

What the Key Facts Sheet gives you 

The Key Facts Sheet will summarise the key facts about a standard home loan, such as interest rates, the total cost of a loan, monthly/annual repayments and an explanation of how monthly repayments will be affected if interest rates increase.  For  information go to Australian Banking Reforms website.

 

Service Commitment

 

Here is an overview of the mortgage process, for your information, and Equity Express' service commitment to you :

 

  • ·         Application is submitted

  • ·         Application is reviewed by the Lender for Approval

  • ·         Loan is conditionally approved

  • ·         Loan is formally approved

  • ·         Loan contracts sent

  • ·         Settlement

 

You can expect that Equity Express will contact you at these points of the process:

 

  • We will make you aware that your application has been received. 

  • If loan assessment requires additional information, we will call you immediately outlining the situation and coordinating a process for collecting additional data/material.  

  • Upon “conditional approval” we will advise you. Be aware that this is not a “formal” approval but a very strong indication that subject to …(valuation etc) your loan will be formally approved. 

  • We will continue to call / e-mail you at each of the above process stages or whatever variation of this you may prefer (until settlement). 

  • You can also expect to hear from us at settlement to signify the successful conclusion to your mortgage application process. 

 

© Tim Salway, Equity Express Pty Ltd   ABN 76 097 373 021   2008-2012

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